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Studio Apartment

About Us

Zen Coast Capital specializes in real estate investing and ground-up development opportunities and has years of experience in the industry. Our private fund invests in residential and commercial real estate equity and debt positions, focusing on multifamily properties. We are constantly looking to diversify our portfolio, taking into account geographical location, intangible asset, classic, and the risk of our distributions.

Our Expertise

We have acquired properties to enhance NOI by reducing expenses, improving property management, and locating properties at below-market rents. Our ability to implement creative financing has been vital to our growth.

Our Philosophy

All our acquisitions must adhere to our strictly enforced underwriting standards. We believe in protecting our financial partners' investments and employ various risk-mitigation strategies in the acquisition, management, and exit strategies. 

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Meet Our Team

We are highly skilled professionals that have been refined through our years of Real Estate Investing experience.

Calvin Chin

CEO of Zen Coast Properties

Calvin is a successful entrepreneur  & Real Estate investor and coach. His mission in life is to create abundance in people not to be focused on being rich but be wealthy in their time and energy. 

He established Zen Coast Real Estate Holdings, Management, Development, and Education company - designed to make a bigger positive impact on the people and communities.


Coming from a background in Tech utilized the systems learned to create a scalable and sustainable real estate portfolio. His goal is to create Passive Income with Passive impact and has started this work by developing and placing Veterans in good homes and communities. His goal is to eventually help place over 10,000 veterans. He brings his main value of coming from a place of authenticity to any business deal whether it be a rehab or multifamily value add. He currently resides in the Bay Area of California with his family.

Acquisitions / Operator for NCSA


Jennie Lok

CEO of Zen Coast Homes

Jennie is a USC Marshall School of Business Graduate with three years of experience working as a Technology Account Executive at Oracle. Initially from a financial and high technology background, Jennie found her passion in real estate after purchasing her first home in the San Francisco Bay Area at the age of 23 years old - since then it has been a passion of hers to guide others on their real estate journeys whether it's buying, selling, investing locally or out of state. She was awarded the National Association of Realtors 30 Under 30 and has helped over 500 families in their real estate goals.


Jennie is also a Real Estate Investor having experience with owning 100+ units across the United States, and believes in helping people unLOK their potential through building a passive income portfolio. Together with her husband, Jennie founded Zen Coast University, where she coaches students on mindset shifts,  out-of-area investing, and creative ways on owning a property.

Acquisitions / Revenue / Capital Raising

Minhdoan "MD" Ngo

Project Manager in Lava Integrity Group, LLC

A proud husband, Vietnamese American, Marine Corps veteran, and real estate investor - coach. He began his real estate journey when a family member had a severe mental illness, and was no longer able to care for their properties. After helping them through a slew of issues including probate, pre-foreclosure, trusts, contractual litigation, conservatorships, back taxes, liens, squatters, and more, he and his wife realized how much they’ve grown through all of the challenges and saw a great opportunity to build their real estate portfolio, with the ultimate goal of building a healing center for those suffering from mental illness. He has invested in buy & holds, flips, short-term rentals, and commercial properties and specializes in raising private money, acquisitions, project & construction management, VA loans, and operations..

Construction/Developer for NCSA


Michelle Ngo

Property Manager in Lava Integrity Group, LLC

Michelle grew up in San Francisco, CA, and currently resides with her husband (coach MD) and fur child in Oahu, Hawaii. She worked in Silicon Valley for 10 years (Hitachi, Anaplan, Workday, Oracle) as a financial and sales consultant before leaving her corporate career to invest in real estate full time. She began her experience with real estate when she found a foreclosure notice on her family’s home. She learned all about real estate by helping her family out of financial hardship relating to foreclosures, litigation, back taxes, and trust problems. After working in tech consulting and finance for 10+ years and realizing she wasn’t passionate about her work. Her true passion is serving others, specifically in the mental health community. Her family suffered in silence about their mental health challenges, and it was difficult growing up feeling alone and unsupported. Her goal is to help others - so they feel less alone navigating these issues.

Michelle, and MD decided that real estate investing offered lifestyle freedom - time and financial freedom to allow them to pursue their passions. They started by investing in multi-family rentals part-time, and once she had enough passive income to replace my corporate salary, Michelle finally left her corporate job to focus on investing full time. They opened a company called Lava Integrity Group, and their goal is to “invest with a purpose”. Every year, they donate a portion of our proceeds to mental health charities and regularly volunteer with their team. Their current portfolio consists of 30 properties nationally, including single/multi-family rentals, flipping, Airbnbs, and syndications. When they achieved lifestyle freedom, Michelle and MD moved to Oahu to pursue their dream of opening a Mental Health focused Wellness Retreat. They continue to build wealth through their real estate portfolio and are passionate about helping others to achieve lifestyle freedom.

Developer / Asset Management / Operator / Capital Raising

Our Process

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